Insurance

SPECIALIST INSURANCE FOR CONTRACTORS

WHY IS IT IMPORTANT?

Our specialist contractor insurance is designed to protect you against the unforeseen – from making a mistake in a piece of work that results in your client losing money, to personal injury claims from third parties and employees.

If a claim is made against you (even if it’s unsubstantiated) and you don’t have cover in place, you could be left to pay thousands of pounds in legal fees and compensation payments out of your own pocket.

WHICH INSURANCE SHOULD I CONSIDER?

piiProfessional indemnity insurance

Professional indemnity insurance protects you against allegations of mistakes you make when providing professional services, advice or designs to your client.
Many clients will require you to have professional indemnity insurance in place before you can start work.

What could go wrong?

– A project overruns due to a mistake you made during the planning stages. Your client claims against you for the costs they have incurred in the delay.

– Some designs you provided to a client feature incorrect measurements. Your client claims against you for the cost of putting the mistake right.

pliPublic liability insurance

Public liability insurance protects you against allegations of injuring someone at work or causing damage to third party property. Similar to professional indemnity insurance, most clients will need you to prove you have public liability insurance cover.

What could go wrong?

– A co-worker trips over your laptop cable, breaks their wrist and is unable to work for several weeks. They claim against you for their lost income.

– You spill a cup of coffee over an expensive laptop owned by your client. They claim against you for the cost of a replacement.

eliEmployers’ liability insurance

Employers’ liability insurance protects you against allegations of injury (or illness) suffered by employees as a result of their employment with you. Every company that has employees is legally required to hold a minimum of £5m cover.

What could go wrong?
An employee slips on a spillage and breaks their leg. They claim against you for failing to provide a safe working environment.

What other cover should I consider?

Portable equipment insurance – protecting your laptop, smartphone and other equipment.

Occupational personal accident insurance – helping you if you’re accidentally injured at work.

Directors and offcers insurance – protection for you as a company director or officer.

Cyber & data risks insurance – helping you if you’re the victim of a targeted cyber attack.

WHY INSURE WITH MARKEL?

– Global Accountancy and Taxation’s insurance partner
– Fast, easy and online – get a quote in just 90 seconds
– Instant proof of cover certificate to show clients and agencies
– Rated 4.7 out of 5 from 1000+ customer reviews
– Cover from just £6 a month – only pay for the cover you want
– No hidden fees or cancellation charges
– Over 25 years’ experience insuring contractors, consultants and freelancers

GET A QUOTE NOW

90 second online quote: visit www.markeluk.com/global
Prefer to talk? Call 0800 640 6601 quoting ‘Global Accountancy’

This is not a policy document and contains only general descriptions and illustrations. Policyholders must refer to the actual policy issued for the binding terms, conditions and exclusions of cover.

Our Packages

Bespoke Packages start from £95 per month plus VAT.

Tax Investigation Protection is included in our Prime and Prestige packages.
Please click here for more information on our Tax Investigation Protection service.

Click here to view all our packages.

FreeAgent, cloud accounting software for small businesses and freelancers

At Global Accountancy and Taxation, we’ve chosen FreeAgent as our preferred accounting software for our small business, freelance and contractor clients.

Easy-to-use accounting software

Designed specifically for small businesses and freelancers FreeAgent makes it simple to stay on top of your day-to-day bookkeeping. At the same time working alongside our team of qualified accountants at Global Accountancy and Taxation ensures you receive the best tax planning and business advice.

Click here for more information.

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